Salary breakdown calculator
Enter a monthly salary. You see the whole waterfall in order: gross pay, each government share, the taxable income that is left, the withholding tax, and the net pay.
Use gross monthly pay before any deduction.
Common salaries
Taxable income used
₱22,925.00
Gross pay less the three employee shares.
Same salary, other rules
Net pay
₱22,611.20
Total deductions
₱2,388.80
How it works
Follow the pay waterfall
This example uses one full month and no extra deductions.
Start with gross pay
The fixed monthly salary is ₱25,000.00. For a semi-monthly cutoff, the product splits fixed pay into two period amounts.
Remove employee government shares
Subtract SSS ₱1,250.00, PhilHealth ₱625.00, and Pag-IBIG ₱200.00. Employer shares do not reduce employee pay.
Find taxable income
₱25,000.00 − ₱1,250.00 − ₱625.00 − ₱200.00 = ₱22,925.00.
Apply tax, then get net pay
The BIR monthly withholding tax table puts tax at ₱313.80, or ₱3,765.60 a year. Net pay is ₱22,611.20.
Worked example
From ₱25,000.00 gross to net pay
Monthly view. No loans, company deductions, allowances, or other pay items.
Questions
What people ask about salary breakdowns
- Why is taxable income lower than gross pay?
- The product subtracts the employee SSS, PhilHealth, and Pag-IBIG shares before it computes withholding tax.
- Do employer contributions reduce my pay?
- No. Employer SSS, PhilHealth, Pag-IBIG, and EC amounts are employer costs. They do not reduce employee net pay.
- Can the real payslip have more deductions?
- Yes. Loans and configured monthly deductions can add more lines. This worked example has none.
- Why can two cutoffs have different deductions?
- The business can split government contributions across both cutoffs or take the full monthly amount on the first or last cutoff. Tax is still computed for each pay period.
A calculator is useful. A complete payroll is better.
Timekeep applies the same deduction order to every payslip and keeps employee shares separate from employer costs.